Home Mortgage of America Inc. offers custom solutions for every residential or commercial mortgage financing situation in all of New York and New Jersey.  We are licensed to lend in whole state of New York or New Jersey, but recently we've financed properties in Brooklyn New York, Manhattan New York and in Oakhurst New Jersey, Longbranch New Jersey, Eatontown and Deal New Jersey. 

Whatever your mortgage financing needs-regardless of your credit history-we will tailor a loan that's right for you: 

• FHA Mortgages in New Jersey and New York
• Purchases up to 97% Financing
• Refinance up to 97% of appraised value
• Reverse Mortgages 
• Construction
• Home Improvement
• Competitive Rates 
• Get cash out for any reason
• Investment Properties
• Debt Consolidation Loans
• FHA/VA Loans
• No Income, Asset, or Employment Check Loans
• Damaged Credit Loans
• Commercial Loans
• SBA Loans
• Click on Loan Programs to find the program that's right for you.

We have the mortgage program to fit your needs, and the knowledge and experience to close your loan.  Our qualification process is simple and fast.  Apply online or call

Jack Franco or Carl Pindek at :

(732) 663-1100
or toll-free
(800) 481-1113

Click here for our easy online loan application!

Home Mortgage of America Inc.
N.J. Licensed Mortgage Bankers

Member of the Better Business Bureau
Mortgage Bankers Association
League of Mortgage Lenders
FHA/VA Approved Lenders

Home Funding of America is a Registered Mortgage Broker
N.Y. State Banking Dept. Loans Arranged with Third Party Providers